Privacy Policy

1. Introduction

Welcome to Niyojan. This Privacy Policy outlines our policies on the collection, use, and disclosure of your information when you use our service. By using the Service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We collect the following types of information:

• Personal Information: When you create an account, we collect your name, email address, username, and an optional profile photo. If you use Google login, we collect information provided by your Google account.
• Financial Information: We collect data related to your financial transactions, including transaction title, amount, type (income/expense), category, notes, and dates. We do not store or process your bank account details or credit card information.
• Usage Data: We collect data on how you use the Service, such as the pages you visit and the features you use.

3. How We Use Your Information

We use the collected information for various purposes:

• To provide and maintain the Service, including managing your wallets and transactions.
• To manage your account and provide you with access to features.
• To communicate with you regarding your account.
• To generate reports and insights about your financial activity (e.g., PDF exports).
• To monitor and analyze usage to improve the Service.

4. Data Security

We take reasonable measures to protect your information from unauthorized access, loss, or misuse. Your password is encrypted, and all data transmission is secured using SSL/TLS encryption. However, no method of transmission over the Internet is 100% secure.

5. Your Data Rights

You have the right to access, update, or delete your personal information. You can manage most of your data directly from your account settings. If you wish to delete your account and all associated data, you can do so through the app, and it will be permanently removed from our servers.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.