Last updated: August 20, 2025
By accessing or using the Niyojan web application, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use the Service.
You must be at least 18 years old to use this Service. You agree to use Niyojan only for its intended purpose of personal or business financial management. You are responsible for all activity under your account.
You are responsible for safeguarding the password that you use to access the Service. You agree not to disclose your password to any third party. Niyojan cannot and will not be liable for any loss or damage arising from your failure to comply with these security obligations.
The Service and its original content, features, and functionality are and will remain the exclusive property of Niyojan and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
The information and tools provided on Niyojan are for informational and financial management purposes only. They do not constitute financial, investment, or legal advice. We are not responsible for your financial decisions.
In no event shall Niyojan, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide at least 5 days' notice prior to any new terms taking effect.